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What's the Difference Between Medical and Vision Insurance?

Vision insurance typically covers routine eye care services, such as annual eye exams, prescription lenses, and sometimes a portion of the cost for glasses or contact lenses. It is designed to maintain general eye health and correct refractive errors like nearsightedness or farsightedness.

Medical insurance, on the other hand, covers more comprehensive healthcare needs, including treatment for eye-related medical conditions such as glaucoma, cataracts, or eye injuries. It focuses on diagnosing and treating illnesses or injuries, rather than just maintaining visual acuity. Understanding these differences helps ensure that patients are properly covered for both routine eye care and more serious eye health concerns.